Final Expense
Final Expense is meant to take the burden off of your loved ones to deliver a check in the families hand in timely fashion to take care of one of the largest financial burdens of someone's life. What could take you weeks of calling to shop around, here we can find you a price to fit your budget in a matter of minutes. If you are looking for an affordable price for your final expense, you've came to The Right Place.
Different types of Final Expense Approvals
We work with you to come up with the very best solution for your age & health.
01
Immediate/Level
This is the best type of approval. This means you are approved and covered from Day 1 after your first payment is made.
02
True Graded 30/70/100
Just like it sounds a true graded plan gives some immediate coverages graded over the first few years. For an example year one you could be covered for 30 percent of the death benefit, year two 70 percent, and entering the third year you are fully covered at the applied for amount of coverage.
03
Graded/ROP (2 year wait)
These policies generally offer a better price than a Guaranteed issue and still have health questions to answer but offer coverage even with recent health ailments. During the first two years if you pass away you would receive all of the money you paid in plus interest.
04
Guaranteed Issue
This is a last resort if you are unable to get approved for the other plans. This one guarantees to get coverage at a 2 year wait with no medical questions to answer. These offer some day one benefits via accidental death.
